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Chargeback Reason Codes: What Visa and Mastercard Codes Mean
What Visa and Mastercard chargeback reason codes mean, including legacy numbers and platform labels, and how to build a response around each one.
October 19, 2026
Dedicated Merchant Account vs. Stripe for AI Businesses
Why Stripe approves AI startups in hours and freezes them just as fast, what a dedicated merchant account changes, and when to switch
October 19, 2026
What Is Card Testing Fraud and How to Prevent It
Bots run stolen cards through your checkout to find which ones work. The warning signs, the layers that stop them, and what to do during a live attack.
October 8, 2026
What Is Merchant Underwriting?
What acquirers check before approving a merchant account, why Visa and Mastercard require the review, and what to have ready before you apply.
October 8, 2026
Credit Card Processing Fees: Interchange, Assessments, and Markup
How credit card processing fees are calculated, what interchange and network fees cover, and which costs you can negotiate or reduce
October 2, 2026
What Is Friendly Fraud, and How Do You Prevent It?
A real customer disputes a real purchase and keeps the goods. How friendly fraud happens, what it costs, and the three points where you can stop it.
September 24, 2026
Ethoca and Verifi Alerts for Adult AI Merchants
Learn how Ethoca and Verifi alerts help adult AI merchants address payment disputes, manage refunds, and reduce avoidable chargebacks.
September 18, 2026
Why Adult AI Applications Get Declined (Reputational Risk and Image Generators)
Learn why adult AI applications get declined, how image generators raise reputational risk, and how to prepare for a stronger payment processing review.
September 18, 2026
How to Write an Acceptable Use Policy for an NSFW AI Platform
Learn how to write an acceptable use policy for an NSFW AI platform, define prohibited content, enforce rules, and prepare for payment partner review.
September 18, 2026
The Adult AI Underwriting Checklist: The Documents That Get You Approved
Applying for an adult AI merchant account? Learn which business, content, compliance, and processing documents to prepare for underwriting.
September 18, 2026
What Is a Chargeback Threshold? Visa & Mastercard Limits Explained
What a chargeback threshold is, where Visa and Mastercard draw the line, and what happens to your account when you cross it.
September 17, 2026
Why Merchant Account Applications Get Rejected (and How to Avoid It)
Declined for a merchant account? The ten common reasons, the difference between a decline and a termination, and how to fix each before you reapply.
September 17, 2026
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