Our Blog
Stay updated with the latest insights, news, and best practices in high-risk payment processing.
What Is Friendly Fraud, and How Do You Prevent It?
A real customer disputes a real purchase and keeps the goods. How friendly fraud happens, what it costs, and the three points where you can stop it.
September 24, 2026
Ethoca and Verifi Alerts for Adult AI Merchants
Learn how Ethoca and Verifi alerts help adult AI merchants address payment disputes, manage refunds, and reduce avoidable chargebacks.
September 18, 2026
Why Adult AI Applications Get Declined (Reputational Risk and Image Generators)
Learn why adult AI applications get declined, how image generators raise reputational risk, and how to prepare for a stronger payment processing review.
September 18, 2026
How to Write an Acceptable Use Policy for an NSFW AI Platform
Learn how to write an acceptable use policy for an NSFW AI platform, define prohibited content, enforce rules, and prepare for payment partner review.
September 18, 2026
The Adult AI Underwriting Checklist: The Documents That Get You Approved
Applying for an adult AI merchant account? Learn which business, content, compliance, and processing documents to prepare for underwriting.
September 18, 2026
What Is a Chargeback Threshold? Visa & Mastercard Limits Explained
What a chargeback threshold is, where Visa and Mastercard draw the line, and what happens to your account when you cross it.
September 17, 2026
Why Merchant Account Applications Get Rejected (and How to Avoid It)
Declined for a merchant account? The ten common reasons, the difference between a decline and a termination, and how to fix each before you reapply.
September 17, 2026
MCC 7372 vs 5967: The Right Merchant Category Code for Adult AI Platforms
MCC 7372 and 5967 category codes tell the card networks what you sell. The wrong one can freeze or close your account, even after months of smooth processing.
September 14, 2026
Will Stripe and PayPal Accept My AI Companion or NSFW AI Business?
Stripe and PayPal both prohibit adult AI, including AI-generated sexual content. A non-sexual AI companion may qualify for review, but not approval.
September 11, 2026
How to Open a Merchant Account for Online Dating Platforms
What underwriters check before approving a dating merchant account, the documents to have ready, and how to keep the account stable after launch.
September 1, 2026
How Dating Apps Can Cut Apple and Google App Store Fees With Web Subscriptions
How dating apps can move subscription billing to the web, reduce app store fees, and manage the compliance, attribution, and payment risks involved.
August 26, 2026
How to Securely Store Customer Credit Card Information
Learn how to store customer credit card information securely: what PCI DSS allows, what you can never store, and how tokenization cuts your risk.
August 19, 2026
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