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Our world is ever changing

With technology, policy, economic, and environmental changes happening at all times, throughout the wave of updates we curate the latest blog so you can grasp this information from a trusted source. Our blogs are intended to help you get up to speed but always know we are here for you. Just contact us about any question you may have!

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Enhance Customer Retention and Revenue with Automatic Card Updater

In the fast-paced world of e-commerce, maintaining up-to-date customer payment information is crucial for business success. MobiusPay Gateway's Automatic Card Updater is a powerful tool that enables businesses to effortlessly validate and update credit card information, ensuring seamless transactions...

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Navigating Fraud Prevention in Credit Card Transactions

In the present digital age, credit card transactions have become essential to global commerce, providing unmatched convenience to consumers and businesses alike. However, this convenience often comes with an increasing risk of credit card fraud, which can result in considerable financial losses...

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Subscription Services Can Enhance Revenue for Your High-Risk Business

In today's dynamic e-commerce landscape, high-risk businesses face unique challenges and opportunities. As businesses strive to stand out and enhance customer loyalty, one strategy has proven effective across various sectors: subscription services. Particularly for pleasure product companies...

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Increase Speed-to-Payment with TXT2PAY®

MobiusPay’s integration with Authvia’s TXT2PAY® platform enables merchant businesses to collect payments from customers with a simple text. Automated text conversations can be sent using SMS on any cell phone, tablet, or computer.  Now your business can get paid without...

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MobiusPay Introduces New Technology for Secure Mobile Payment Acceptance

MobiusPay, a leading merchant services provider, has expanded its range of supported devices with the addition of the VP3350 series of EMV contact and contactless card readers. These devices are designed to offer secure, convenient, and cost-effective mobile payment acceptance when paired with...

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Upcoming Changes to Visa's Application and Renewal Fees

Effective April 1, 2024, the initial non-refundable application fee and annual renewal will increase from $500 to $950 for Visa. Mastercard’s registration fees remain unchanged for now. Visa is also introducing a fee of $0.10 for each transaction, and 10 basis points (0.10%) to payment...

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Finding Partners That Scale as Your Business Grows

A question that comes up a lot, particularly for a business that’s just getting started, is, “How do I get a merchant account?” It’s a simple question, but it has a complicated answer. We prefer to take a holistic approach and get to know the business so that we can...

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A Look Ahead to 2024

Goodbye, 2023, and hello, 2024. Happy New Year! Last year, we got Mastercard publishing an official rule on deepfakes, Visa lowered the limit on surcharging to 3%, and “Rizz” was named the word of the year by the Oxford University Press – it’s short for “charisma.” With...

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MobiusPay Named to Inc.’s Second Annual Power Partner Awards

Saint Petersburg, Florida, October 24, 2023 – Inc. Business Media today announced its second annual Power Partner Awards, honoring B2B organizations across the globe that have proven track records supporting entrepreneurs and helping startups grow. The list recognizes 389 firms working...

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Keeping an Eye on Your Merchant Account Can Save You Money

It’s not fun spending extra money or having someone steal from you.  When it comes to fraud, if something doesn’t feel right about the sale it’s, probably best not to accept payment on a credit card. Use your best judgement and don’t get carried away by the prospect...

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Understanding Payment Gateways

In today's digital age, online transactions have become an integral part of our daily lives. Whether it's shopping, bill payments, or financial transfers, the convenience of the Internet has reshaped the way we conduct business. Behind the scenes, payment gateways play a vital role in ensuring...

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Dishonesty Has Consequences in Payments Processing

In finance and banking, the truth is not just important; it is paramount. In a world saturated with misinformation and deceit, maintaining credibility is essential. Maybe you've heard of “gaslighting,” where someone makes someone else question their reality to gain more power...

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Increase Conversions on Your Payment Page

Your payment page is the moment of truth for each person who visits your website. The final chance for them to decide whether they want to remain just a visitor or become a paying customer. It is also one of the most critical factors in deciding whether your site and business will be successful...

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Strategies for Business Owners to Avoid Chargebacks

‍It's no secret that chargebacks can be a major pain point for business owners. Not only do they lead to lost profits, but they can also increase the risk of fraud and damage customer relationships. As a business owner, it's important to understand what chargebacks are and how to prevent...

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Visa Dispute Rules Updates

The Covid Pandemic has catalyzed a sizeable shift in the digital movement of money – from a significant increase in electronic commerce to brick-and-mortar businesses switching to cashless payments; every aspect of commerce has seen a rise in the demand for electronic payment options...

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How AVS Helps Fight Chargebacks

As a successful merchant, avoiding fraudulent transactions is most likely a high priority for you.  Chargeback management can seem daunting to both new and experienced business owners. Luckily, with the right payment processing systems in place, you can not only win some of those chargeback...

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A Solid Refund Policy Means Repeat Customers

Nearly everyone reading this has heard of Costco, the wholesale warehouse. They’re known for great deals if you’re okay with buying in bulk and hot wieners with a soft drink for a dollar and a half on your way out. What’s lesser-known is their unsurpassed refund policy. Suppose...

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Are You Using All of Your Payment Platforms?

The ways for consumers to spend money is constantly changing and becoming easier and more streamlined.  Setting up your business to be able to accept these various types of payments should be just as simple.  The goal is to make it as easy as possible for your clients to pay you for...

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Payment Gateway Must-Have’s for Small Businesses

There are many things to consider when shopping for the perfect payment gateway for your small business.  Most of the top payment platforms for small businesses have several significant features and offer functionalities that enhance the payment experience for both merchants and their...

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Tips to Prepare Your Business for the Holiday Shopping Season

It's getting to be that time of year already and soon the holiday shopping season will be upon us. Before we’ve even settled on an idea for a Halloween costume, businesses start to shift their focus on the holidays and thus begins another madcap spending season. Many complain about the...

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WTF is KYC?

During the process of starting a new business, you will eventually come across a term that you may not have previously heard – KYC. Once you do hear it, though, it will most likely become one of the first and most important steps you take before actually getting your company off the ground...

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Rapid Dispute Resolution is Living Up to the Hype

A little under a year ago, we introduced MobiusPay’s integration with Visa’s Rapid Dispute Resolution (RDR) and explained in detail how it works to reduce chargebacks.  Well, here we are approximately 11 months later, and we are here to say, IT’S WORKING! Chargeback...

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Get Your CBD Merchant Account Set Up the Right Way, Right Away

CBD products have been on the market for several years now, but the passage of the 2018 Farm Bill in the United States was a giant leap forward. Suddenly, hemp and cannabis derivatives with .3% THC by volume or less were removed from the Controlled Substance Act. Naturally, the precedent marked...

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Artificial Intelligence – The Future is Upon Us

1983 was a big year for technology. The ARPANET officially changed to use the Internet Protocol, thus creating the Internet, Motorola introduced the first mobile phone to the public, the software Multi-Tool Word (soon to become Microsoft Word) is released, and arguably the most exciting of...

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Put Visa’s Order Insight to Work for Your Business

In today’s world, credit card fraud and chargebacks are an inevitable part of running a business.  Visa has estimated that their cardholders initiate over 3 million disputes per year because they can’t recognize the specific transaction in question. Thankfully, there...

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Debunking 4 Common Myths About Payment Processing

Accepting credit and debit cards is a necessary part of doing business these days and your customers likely expect it. Fewer people are carrying cash around and plastic is now the most used payment method in the United States, according to a recent survey of POS transactions.  Therefore...

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Is Surcharging Right for Your Business

Credit card surcharging is always a hot button topic for merchants and processors and the fees are largely unpopular amongst consumers. While most US states allow surcharging, there is still much to know about the practice in general. If this is the first you are hearing about credit card surcharges...

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New Mastercard Rules for Negative Option Billing

At the end of 2021, Mastercard implemented new rules regarding “negative option billing,” with even more rules going into effect on June 8, 2022. Examples of negative option billing might include a free trial that automatically renews to a paid membership; or a membership to your...

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Know Your Merchant Processor - Transparency is Key

When I was a boy, I remember my abuela telling me that I should enjoy and make the most of my life because when I got older, time would fly by, just like the pages in the flipbooks I used to play with. She was right because, believe it or not, it is March already! I guess it’s finally...

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A Look Back at 2021 and Ahead to 2022

A Look Back at 2021 and Ahead to 2022 - by Jonathan Corona, COO Happy New Year everyone; I hope you made it through the holiday season unscathed. You made it through another year, even if you need to be reminded that this is really the end of 2021. Where does the time go? This is the time...

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Fighting Ecommerce Fraud

Fighting Ecommerce Fraud Well, it’s that time of year again; the Christmas holiday shopping season has been moved up, and as a small business owner you should know what that means. In the past, this would be the time of year every business owner looks forward to. But it seems like small...

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PCI Compliance

As the name suggests, PCI Compliance refers to a set of guidelines and standards for businesses to ensure the security of their credit card transactions.  The Payment Card Industry Data Security Standard (PCI DSS) applies to companies of any size that accept credit card payments. Created...

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Business Credit Scores

When you hear the term “credit score,” you may think of a particular number or one of the three big credit bureaus. But what about business credit scores? As a current or future business owner, it is important to know that businesses do indeed have credit scores, just like individuals...

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MobiusPay Announces Cutting Edge Dispute Resolution Program

St. Petersburg, Florida – MobiusPay Inc., the leading domestic and international payment processing company, is proud to announce that they have added Visa’s Order Insight, a platform that connects cardholders, merchants, and issuers to resolve billing confusion and disputes in...

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MobiusPay Inc. Announces Jonathan Corona Promoted to COO

St. Petersburg, Florida – July 6, 2021 – MobiusPay Inc., your domestic and international processing specialist, is happy to announce that Jonathan Corona, their former Executive Vice President has been promoted to the position of Chief Operating Officer. Corona began his career...

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Preventing Friendly Fraud

The first thing people think of when they think of fraud is definitely not the word friendly. Friendly fraud, however, is a term used to reference a specific type of chargeback fraud. Chargebacks that are fraudulent are increasing, presenting issues that need to be addressed by e-commerce...

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Digital Wallet Wars

As online purchases continue to skyrocket, companies are noticing a significant increase in revenue from a number of mobile payment wallets. It’s fair to say that ApplePay, PayPal, Visa Checkout and other payment methods in this space are no longer accurately called “alternative&rdquo...

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Beware Of Synthetic Shoppers

Fraud isn’t a new thing. In fact, people have been posing as other people for as long as civilization has been in existence. With the global pandemic, so many shoppers have resorted to solely digital transactions. Covid-19 has changed the face of business across the globe, and has created...

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Working From Home: What Businesses Are Learning

In the past, many companies offered some employees the opportunity to work remotely, while others insisted that their entire team work in-house at a centralized office. With the introduction of COVID-19, companies were forced to reassess the structure of their teams, and many are now benefiting...

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How to Make Online Payment More Secure

For several years now there has been conversation about a cashless future. The rise of digital payment options has been undeniable for some time now, and while cash may not disappear completely anytime soon, the trends are clear: Cards and digital options are the way of the future. This is...

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Tokenization Guards Consumer Credit Union Debit Payments From eSkimming

As consumer spending evolves from offline transactions in person to an ever-growing number of digital purchases made online, the levels of fraud follow those spending patterns, and preventing or mitigating eSkimming attempts by criminals becomes an increasingly important part of the process. Card...

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From Brick To Bytes For The Modern Shop Owner

2020 was a tumultuous year in so many ways. With Covid-19 rampaging throughout the world, a number of brick-and-mortar shops evolved to develop online stores. It was a smart, and necessary, move on their parts, and created a huge positive flux in online sales that broke ecommerce revenue records...

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WHY BEING COMPLETELY TOUCHLESS MAY BE THE SEXIEST ASPECT RIGHT NOW

All of these years we’ve been tapping keypads like trained monkeys to make payments. Swipe your card, press some buttons, stare at a screen with hard to read numbers and instructions - these habits are now finally becoming part of the past, as the glory of touchless payments is gaining...

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Learning About The Ecosystem Of Payments

There are many trends in the payments processing industry that are leading us into the future. By exploring the payments ecosystem, your business can continue to move down the path of success. The payments ecosystem has many different elements to it, including acquirers/processors, card networks...

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Cannabis Billing Is Making Progress But It’s Not High Time To Feel Euphoric About It Just Yet

Ever since Colorado became the first US State to legalize marijuana, merchants have been waiting for the smoke to clear on the payment processing side of the cannabis industry. Colorado Amendment 64, which was passed by voters on November 6, 2012, led to full legalization of all forms of marijuana...

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Paycheck Protection Program

As you may have learned, Congress just approved a Coronavirus Relief package, which includes $284B in additional funding for another round of the Paycheck Protection Program (PPP). This program provides loans to small businesses, which may be forgiven, if employee retention criteria is...

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Can Opening an eCommerce Business Save Your Retail Business?

It’s been a year of many changes for retailers everywhere. During the current pandemic, there have been thousands of shops that have had to shut their doors, and according to studies, around 48% of them won’t be opening back up. It’s been a hard hit for business owners everywhere...

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How To Make A Difference In Your Ecommerce Sales

Making your business a competitor in this modern era, means your Ecommerce game has to be tip-top and ready to impress the consumer. Your company’s USP (Unique Selling Proposition) has to be something that is really going to catch the eye of any possible customers. Even with a great USP...

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What Are The Pros And Cons Of 3DS – Should I Use 3D Secure?

When people make debit card and credit card transactions, there are security protocols in place to protect merchants and consumers. These additional layers of security are essential in preventing fraud and securing transactions. 3D Secure is a type of security protocol. Created by Arcot Systems...

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What Small Business Owners Need To Know About Accepting Credit Cards

At the rate by which credit card payments are increasing, having a business not accept them is rare. In fact, credit card payments increased from 103.5 billion to 111.1 billion between 2016 and 2017. The number of e-wallet users has also been increasing over the years. Credit card payments...

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MobiusPay is Now Offering Processing for CBD Merchants

If you are looking for CBD Merchant Processing, MobiusPay is the top place to start, as they now offer this service. This includes processing for hemp wholesale, distributors, sellers of hemp-derived products, or other verticals such as growers, CBD extractor, etc. Merchant processing for CBD...

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Visa Descriptor Push Back

COVID 19 Visa Updates For Subscription Merchants – Requirements Update Visa has continued to provide updates on their policy for subscription merchants offering free trials or discounted introductory promotions. This update is about the planned changes to disclosure and acceptance policies...

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Surcharging - What is it and why should I care?

You may have noticed a curious line item when paying the bill at a restaurant in the last 12 months or so that says something like, “Health Benefits,” “Service Fee,” or simply, “Surcharge.” This line item is typically three or four percent of the total bill...

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OPPORTUNITIES FOR STORED CREDIT CARD CREDENTIALS

Are you aware of how VISA interprets and processes recurring transactions relating to stored credentials? What are stored credentials anyway? VISA defines them clearly: "A stored credential is information (including, but not limited to, an account number or payment token) that is stored by...

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2019 Year in Review

2019 started with a bang! MobiusPay was awarded the Payment Services Company of the Year award in Los Angeles which was fantastic! We also grew our MobiusPay family. Jo Jordan joined the team.  Jo Jordan is an industry veteran (also known as Kiwigirl) and has helped to broaden our horizons...

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The Importance of Risk Management and Processor Redundancy

If you have ever attended a tradeshow, you’ve probably met a payment processing provider. Each payment processor provides services with differences in rates and specialties, but the quantity of companies may have left you wondering why so many different payment solutions are needed. The...

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PSD2 And What It Can Mean For You

On November 16, 2015, the Council of the European Union passed PSD2. Member states had several years to incorporate the directive into their national laws and regulations. The implementation period of the "Payment Service Directive 2" ends on September 14, 2019. The purpose of the directive...

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Motivation Tips for Working Remotely

For nearly 20 years, I’ve worked remotely from the comfort of my home, and while many of my friends envy me, waking up every day to conquer my commute down a flight of stairs into my home office still requires motivation. Many misconstrue the concept of working remote and believe that...

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How to Spot a Deep Fake When You Can't Trust Your Eyes

In January 2018, a desktop application called FakeApp was launched. The app allowed users to create and share videos with faces swapped. The app used an artificial neural network to generate fake video. Now in 2019, "Deep Fake" technology is used to combine and superimpose existing photos and...

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What Is MobiusPay ACH and Why Should You Care?

Businesses focus almost entirely on how much someone pays, how quickly that money is available to the company, and how reliable the payment is when received. What gets lost in that thought process is how the money gets moved from the buyer to the seller. From the earliest days of...

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How To Obtain A Merchant Account

All too often merchants choose not to obtain their own merchant account because it is assumed to be a difficult process.  This brief is intended to clarify the process and remove that misconception. On average, the bank approval takes approximately 24-48 hours for registered businesses...

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A Dark Day for Internet Freedom

Now that Article 11 and 13 have passed in the EU, Parliament alarmists are arguing that the internet as we know it is about to die. Lobbyists have tried in vain for years to bring about draconian copyright reform with SOPA (Stop Online Piracy Act), PIPA (Protect IP Act) and ACTA (Anti-Counterfeiting...

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MobiusPay Sponsors ResponsiTech

PRESS RELEASE - As the acceptance of both medical and recreational marijuana use across the United States and throughout the world expands, many concerns are raised regarding age restriction, education, accessibility, payment processing and more. Due to these topics related to the cannabis...

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Global VPN Use Is Booming but So Is Cyber-Censorship

Net-savvy users consider VPNs a necessity these days. Can you afford to connect to the internet without using a Virtual Private Network? In restrictive countries like Russia, the UAE, and China the government imposes bans on certain types of content which they deem subversive or not in the...

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Refresh on the Definition of Professional Conduct

When asking “Google” what the definition of “Professional Conduct” is, you’ll receive the following brief description “Professional conduct involves ethics, morals, and standards of behavior. Being a professional, it is necessary for the person to maintain...

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Don't Fight Chargebacks. Stop them in their tracks

You open your business.  You build the best product you can and get some amazing partners.  You pick the first merchant processor that pops up on a web search with a good rate. Your sales are rocking.  Years later you get hit with chargebacks because a shady client managed to...

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Being Dishonest Has Consequences in Processing

The truth is always important. Credibility is also important at a time filled with an enormous amount of misinformation and deceit.  Maybe you've heard of the term "gaslighting" where a person makes someone else question their own reality in order to gain more power. It often avoids the...

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What is Friendly Credit Card Fraud, & How Can it Be Prevented?

Friendly fraud has been on the rise, and it costs merchants billions of dollars a year in losses and may account for nearly half of all chargebacks.  I laugh at the term "friendly fraud" because there's absolutely nothing friendly about it. Friendly Fraud affects all merchants. ...

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Avoiding Tech Support Scams

Today’s society has become more dependent on the internet than ever, which regrettably permits scammers to victimize unknowing consumers with fraudulent activity, often presenting themselves as a service or solution provider. While the younger generation of online users become more aware...

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VISA THRESHOLDS REMINDER - Oct 1st

Effective 1 October 2019, the Visa Dispute and Fraud Monitoring Programs will be updated. Visa will reduce fraud and dispute thresholds for the Visa Fraud Monitoring Program (VFMP), the Visa Chargeback Monitoring Program (VCMP) and the Visa Acquirer Monitoring Program (VAMP). Visa will lower...

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Entrenched Institutions Battle Crypto Ascendancy

After the last few years of wild speculation and hyperbolic promises, there definitely was a small group of people who made immense profits from a variety of alternative economy devices. Cryptocurrency, offshore banking and tax havens had been growing with an amazing amount of momentum, until...

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The Essentials to Start an Online Business

The primary objective of any business is to generate revenue. You don’t need to obtain a diploma to know this. But what are the essentials needed when you’ve had an epiphany and wish to bring an idea to fruition? Where does one start when wanting to develop a website that’s...

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Payment Systems: Streamline the Checkout

Technological advancements over the last 50 years have been heralded using the following words: Faster. Better. Smaller. Every time these words are used to describe the latest piece of technology, it’s been seen as progress. Computers are smaller. Cellphones are smaller (although the...

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Virtual Card Use Growing Exponentially

Credit card institutions such as MasterCard, Visa, American Express and Discover are constantly optimizing the technology behind their services, and with the influx in fraud unraveling as time progresses, the use of virtual cards is growing exponentially according to online digital research...

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11 Tips For Small Businesses

Making sure your business has the ability to accept credit cards as payment is about a lot more than simple customer service. Today’s consumers don’t just prefer to pay for goods and services with their credit cards. They expect to be able to do so pretty much...

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For Daily Use...

When it comes to payment processing, MobiusPay has you covered! From our highly experienced support team, to our strong relationships built over many years, MobiusPay can make acquiring your own merchant account as painless as taking a pill. With MobiusPay you can rest easy knowing that we're...

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What Every Business Owner Needs to Know About Opening a Merchant Account

Here in the 21st century, most people don’t want to rely on cash or checks to pay for the goods and services they need. They expect to be able to use their trusty credit or debit cards almost exclusively. This isn’t just the case when it comes to in-store transactions either. People...

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Hacker Jacks – In 19 mins or Less

In today’s world we often take things for granted, we don’t anticipate the inevitable happening to us, therefore, fail to prepare like we should, despite knowing that things “happen” in this digital era. From failing to back up our cell phone contacts to not auto saving...

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New Visa Thresholds and What It Could Mean for You

When it comes to credit cards, Visa is a household name that most of the US population can relate to due to their brand longevity, availability of being accepted worldwide and competitive consumer rates that make it easy for the average consumer to apply and obtain. In the United States alone...

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Romance Scams on the Rise

According to a recent release from the FTC, romantic scams are on the rise and have grown from 8,500 in 2015 to more than 21,000 cases, and a reported loss of over $140 million in 2018. This disturbing information and increase serves as valuable education to those looking for love online and...

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MobiusPay for the Win!

MobiusPay has been recognized with an award during an extravagant event hosted in Los Angeles last night for Payment Services of the Year in the category of Merchant Services. Honored to have been nominated and humbled with the win received, without the support of our clients and associates...

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The Importance of Customer Service

As your business grows, it’s important to ensure that your support team grows with it. Easier said than done, right? For example, a merchant that is processing $10,000 per month who doubles their business to $20,000 slow and organically over time has all the opportunity to hire and train...

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Get Super Charged eCommerce Action!

Are you ready for SUPER CHARGED eCommerce action? Have you got merchant accounts in the US, Europe, Canada or Asia?MobiusPay supports them ALL! And don't forget to try MobiusPay mega monster chargeback protection services! For the best service in all your eCommerce needs, contact a MobiusPay...

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3 Ways to Save Money with Small Businesses

It’s common sense that running a profitable business is something that all owners strive to achieve and maintain. But in today’s competitive online market space, what can a business do to minimize expenses, in turn, increasing profit margins? Whether it’s reevaluating your...

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MobiusPay Added as NATS Integrated Processor

PRESS RELEASE - MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today that they have been added as a NATS Integrated Processor with the release of NATS Affiliate Tracking Software version 4.1.21.1. MobiusPay...

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MobiusPay Security Alert Commercial

Make sure your customers are safe and secure when using electronic payments. If your payment processor is not PCI compliant, it's time to make the switch! Rest easy knowing that your customers eCommerce transactions with your online business are safe and sound with MobiusPay security! Watch...

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Changes to California Law - Are you Compliant?

As many of you maybe aware, the California senate passed many new acts relating to rebills, continuous services and subscription-based businesses and the way in which they’re processed. While some of the legislations have little impact, others such as SB 313 and AB 314 are not to be taken...

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Changes to Visa’s Chargeback Policy

Chargebacks have long been the bane of the high-risk merchant’s existence. Battling ratios and handling disputes can be time-consuming and frustrating, not to mention expensive. In fact, The Nilson Report forecasts a record $31 Billion in chargeback losses by 2020. Visa hopes to change...

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The Possibilities are Endless With MobiusPay

With 2018 and electronic commerce in full swing, international boundaries are little more than a line on a map. Why choose between the US or EU for a merchant account, when you can have both?The most disappointing aspect of merchant processing is having to tell a merchant that all domestic...

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MobiusPay supports Apple Pay for your Shopping Cart

PRESS RELEASE - MobiusPay now supports Apple Pay on the web for your Shopify store through the MobiusPay gateway.  With the release of macOS 10.12 Sierra and iOS 10, Apple Pay will allow your customers to quickly and securely pay for items using the Apple Pay button right on your...

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US or EU for a merchant account. Why not both?

The most disappointing aspect of merchant processing is having to tell a merchant that all domestic options have been exhausted and that there isn’t a bank in the United States willing to open a merchant account for them.  Most merchants will pause and ask, “Why the qualifiers...

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MobiusPay Offers Enhanced Chargeback Protection

MobiusPay has announced the launch of Mobius Chargeback Resolution Service, a managed chargeback prevention system where credit card issuers redirect chargeback requests to a resolution network, rather than proceeding with the processing of the chargeback. According to the company, just as...

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The Blockchain: Digital Security or Virtual Paper Trail?

On December 15, 2015, the Securities and Exchange Commission approved a plan from online retailer Overstock.com to issue public securities via the Internet using the blockchain. A key element in the security of cryptocurrency is the blockchain.  A blockchain is an encrypted transaction...

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Gift & Loyalty Cards Now Available at MobiusPay

PRESS RELEASE - There are a few things that just about every business strives for; two of those goals would be customer retention and gaining new customers. MobiusPay would like to help you achieve both of these goals by now offering loyalty cards that can be passed along to your customers...

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Launching a paysite and accepting credit cards: How does it work?

As a neophyte, the task of selecting and integrating a payment processor with one’s website may appear as an insurmountable task, however, with a reliable, knowledgeable, and honest payment processor as your partner, it doesn’t have to be.  Even the seasoned business owner...

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MobiusPay Website Undergoes Facelift

PRESS RELEASE - MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today the debut of their new and improved website; intended to provide an enhanced user experience with easier navigation and a more...

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Stop Fraud Before It Happens

You may have read or heard by now that one of the nation’s three major credit reporting agencies was the target of a malicious and illegal breach of security earlier this year.   Equifax has stated that the breach lasted from mid-May through July of 2017 and the scope of information...

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EMV Deadlines are coming, is your business prepared?

EMV is a joint effort between Europay, Visa, and Mastercard to ensure global interoperability for authenticating credit and debit cards with integrated circuits.  Visa Inc. has mandated that processors and sub-processors have the ability to process EMV transactions by April 1, 2013. EMV-Compliant...

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How to Accept Credit Card Payments Online

There are hundreds, if not thousands, of options to choose from when it comes to accepting credit card payments online for your business – where do you start?   The first step is to define your needs.  What kind of product or service do you offer?  How much volume in...

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MobiusPay Supports Verified By Visa

PRESS RELEASE – On October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud to merchants that are not EMV-compliant. History has shown that EMV-compliance virtually eliminates credit card fraud and...

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How to keep your cardholder data safe.

In a world that is becoming increasingly digital, it makes sense that digital, or cybercrimes, are growing.  Apart from identity theft, which is when a criminal uses someone else’s personal details such as their date of birth, social security number, first and last name, and other...

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MobiusPay Gateway Now Supports eShop

PRESS RELEASE – In today’s job market, many people have resigned to the fact that perhaps it is time to cease working for someone else and to go into business for themselves. There are those that will open brick and mortar businesses and many others that will prefer to try...

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How to open a high risk merchant account for your high risk business - e-Commerce Edition

Requirements For Opening A High Risk Merchant Account The first step would be to establish a legal business entity.  Most people will go for either a corporation or a limited liability company.  Once you establish your legal business entity, you’ll need a copy of your certificate...

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The EMV Liability Shift Deadline Has Come and Gone – What Happens Now?

PRESS RELEASE - MobiusPay wants to remind all brick and mortar merchants that EMV-compliance (Europay, MasterCard, and Visa) is the new standard in the United States. As of October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability...

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European Merchant Accounts

Some of the people we encounter don’t realize that they have the option to open a merchant account within the European Union.  “What are the benefits?” or “Why would I want to do that?”  While every response is different, the most common reason is getting...

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MobiusPay Now Supporting Apple Pay

MobiusPay has announced that they are now providing the means for your business to accept payments via Apple Pay for both brick and mortar businesses as well as those accepting e-commerce transactions. Brick and mortar merchants will be provided special stand alone credit card terminals while...

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Reward Your Customers!

We all grew up with the business card-sized rewards cards from our favorite retailer, foot-long sandwich restaurant, or coffee shop.  Shop at the same store ten times and on the 11th visit, you'd get a free cup of coffee or 10% of your purchase.   There is a popular, if not the most...

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EMV-Compliance Due October 1, 2015 – Are You Ready?

PRESS RELEASE –(PR.com)– In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use encoded magnetic...

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Enhanced ACH Services. We do more than just credit cards!

The truth of the matter is: not everyone has a credit card, or even a debit card branded with the Visa or MasterCard logo.  I know, it's strange, but it's true.  Rather than missing an opportunity for a sale, why not offer the ability to pay for goods, services, or memberships directly...

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MobiusPay Enhances Suite of Shopping Cart Products

MobiusPay, your provider of merchant processing solutions for your brick-and-mortar business, has more than 10 years of experience in providing online merchant solutions and wants you to know that they are now prepared more than ever to assist your business transition to successfully and securely...

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Chargebacks: What Can We Do To Help?

Being in the high risk arena, chargebacks are a part of daily operations.  Friendly fraud is a phrase that gets tossed around by those of us too close to the blackboard.  Friendly Fraud is when your customer decides they dont want to pay for, in the high risk marketplace, a membership...

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Discover Card with white and orange
Diners Club International logo
Blue Visa Logo
Mastercard logo with orange and red
JCB logo with blue, red and green
Union Pay logo with blues and red
American Express with a blue background
PCI Compliant

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