With technology, policy, economic, and environmental changes happening at all times, throughout the wave of updates we curate the latest blog so you can grasp this information from a trusted source. Our blogs are intended to help you get up to speed but always know we are here for you. Just contact us about any question you may have!
Crypto payments are no longer just a backup plan for high-risk merchants, they’re fast becoming a first choice. And this should come as a surprise to pretty much none of us. From adult entertainment to CBD to online gaming, businesses are now embracing Bitcoin and other digital...
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Stripe and the MATCH List: How Merchants Get Blacklisted and What to Do About It Picture this: Business is booming. Sales are steady, your customer base is growing, and everything seems to be running smoothly—until suddenly, Stripe pulls the plug. One cold, automated...
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The payments landscape is evolving quickly. That’s obvious to us all.And nowhere is this more true than in high-risk industries. With rising fraud, stricter compliance rules (yeah, that VAMP rule business), and growing consumer expectations, merchants need smarter, more secure...
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Payment processing for larger ticket items — such as those exceeding $1,000 per order — creates a unique set of challenges. For businesses in the high-risk category, let’s just say those challenges are magnified. Increased fraud risk, elevated chargeback ratios, and...
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If you’re reading this, chances are you — or someone you know — has been canceled by Stripe. It’s not a great feeling. And while it might not bring you much comfort to know you’re not alone, that’s where we’ll start. Stripe cancellations are...
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Checkout is the moment of truth. It's where your business either brings in revenue or watches a sale fall apart. For high-risk merchants, the stakes are even higher. You're not just focused on making the sale. You're also working hard to keep fraud out without scaring off the real...
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Whether it be adult content or subscription billing, the high-risk space is laden with stressful changes. And the new 2025 VAMP rule changes are no different. Visa’s Acquirer Monitoring Program (VAMP) isn’t new, but the latest update taking effect April 1, 2025, is raising...
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What Is the MATCH List? MATCH stands for Member Alert to Control High-Risk Merchants: a name that pretty much tells you exactly what it's about. Think of it as Mastercard’s internal security system, a kind of watchlist used by acquiring banks and payment processors to identify...
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The demand for high-risk merchant accounts is on the rise. As the Internet continues to expand, bringing new pricing models, content opportunities, and diverse products and services, businesses need payment processing solutions that can handle the increased risk of chargebacks....
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In an industry frequently misunderstood, compliance in the adult sector often becomes a series of siloed, mandatory checkboxes. Yes, those boxes need to be ticked, and regulations must be followed. But when website publishers view compliance strictly as a chore, they risk missing a...
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Visa is introducing a significant update to how fraud and chargeback risk is monitored across its network. The Visa Acquirer Monitoring Program (VAMP) consolidates several existing fraud and chargeback monitoring programs into a single initiative, fundamentally changing how acquirers...
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Subscription fatigue has become a very real phenomenon - turning into a drag on merchants who rely on keeping consumers locked in on a monthly or even annual basis. In this post, we’ll explore what subscription fatigue is and how high-risk businesses can mitigate its...
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Running a successful adult business requires more than just delivering alluring and cutting-edge products and services. Securing the right payment processing partner is essential to maintaining a steady revenue stream, protecting your reputation, and ensuring your operations are...
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The holiday season is a prime time for shopping, and unfortunately, it’s also peak season for credit card fraud. With increased transactions both online and in-store, fraudsters have more opportunities to exploit vulnerabilities – and they are getting better at it every day!...
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In the rapidly growing world of digital payments, securing transactions is critical for businesses, especially those in high-risk industries. Payment gateways, as a core component of this ecosystem, must follow best practices to ensure that customer data remains safe. Among these best...
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St Petersburg, FL - October 22, 2024 – Inc., the leading media brand and playbook for the entrepreneurs and business leaders shaping our future, today announced its third annual Power Partner Award Winners. The prestigious list honors B2B organizations across the country that have...
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The Federal Trade Commission's "click to cancel" rule has been finalized. As early as the end of the year, you'll notice less pressure to sign up for subscriptions and will be able to cancel your subscription without much hassle. The average consumer spends about $91 on...
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The Payment Card Interchange Fee Settlement refers to a landmark antitrust lawsuit that led to a settlement agreement involving Visa, Mastercard, and several major banks. The case centered around the interchange fees charged to merchants for processing credit and debit card...
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In light of recent events toward the end of July, the importance of having a backup plan in place was underscored when the world was brought to its knees by a security patch. Air travel and electronic commerce, to name two, came to a grinding halt. For businesses in the adult industry,...
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As the name suggests, PCI Compliance refers to a set of guidelines and standards for businesses to ensure the security of their credit card transactions. The Payment Card Industry Data Security Standard (PCI DSS) applies to companies of any size that accept credit card payments. Created...
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Visa, one of the world's largest payment networks, has recently implemented new rules regarding age verification for certain types of transactions. These rules are designed to enhance security and reduce fraud, particularly for transactions involving age-restricted products or services....
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In the fast-paced world of e-commerce, maintaining up-to-date customer payment information is crucial for business success. MobiusPay Gateway's Automatic Card Updater is a powerful tool that enables businesses to effortlessly validate and update credit card information, ensuring...
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In the present digital age, credit card transactions have become essential to global commerce, providing unmatched convenience to consumers and businesses alike. However, this convenience often comes with an increasing risk of credit card fraud, which can result in considerable...
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In today's dynamic e-commerce landscape, high-risk businesses face unique challenges and opportunities. As businesses strive to stand out and enhance customer loyalty, one strategy has proven effective across various sectors: subscription services. Particularly for pleasure...
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MobiusPay’s integration with Authvia’s TXT2PAY® platform enables merchant businesses to collect payments from customers with a simple text. Automated text conversations can be sent using SMS on any cell phone, tablet, or computer. Now your business can get paid...
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MobiusPay, a leading merchant services provider, has expanded its range of supported devices with the addition of the VP3350 series of EMV contact and contactless card readers. These devices are designed to offer secure, convenient, and cost-effective mobile payment acceptance when...
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Effective April 1, 2024, the initial non-refundable application fee and annual renewal will increase from $500 to $950 for Visa. Mastercard’s registration fees remain unchanged for now. Visa is also introducing a fee of $0.10 for each transaction, and 10 basis points (0.10%) to...
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A question that comes up a lot, particularly for a business that’s just getting started, is, “How do I get a merchant account?” It’s a simple question, but it has a complicated answer. We prefer to take a holistic approach and get to know the business so that we...
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Goodbye, 2023, and hello, 2024. Happy New Year! Last year, we got Mastercard publishing an official rule on deepfakes, Visa lowered the limit on surcharging to 3%, and “Rizz” was named the word of the year by the Oxford University Press – it’s short for...
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Saint Petersburg, Florida, October 24, 2023 – Inc. Business Media today announced its second annual Power Partner Awards, honoring B2B organizations across the globe that have proven track records supporting entrepreneurs and helping startups grow. The list recognizes 389 firms...
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It’s not fun spending extra money or having someone steal from you. When it comes to fraud, if something doesn’t feel right about the sale it’s, probably best not to accept payment on a credit card. Use your best judgement and don’t get carried away by the...
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In today's digital age, online transactions have become an integral part of our daily lives. Whether it's shopping, bill payments, or financial transfers, the convenience of the Internet has reshaped the way we conduct business. Behind the scenes, payment gateways play a vital role in...
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In finance and banking, the truth is not just important; it is paramount. In a world saturated with misinformation and deceit, maintaining credibility is essential. Maybe you've heard of “gaslighting,” where someone makes someone else question their reality to gain more...
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Your payment page is the moment of truth for each person who visits your website. The final chance for them to decide whether they want to remain just a visitor or become a paying customer. It is also one of the most critical factors in deciding whether your site and business will be...
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It's no secret that chargebacks can be a major pain point for business owners. Not only do they lead to lost profits, but they can also increase the risk of fraud and damage customer relationships. As a business owner, it's important to understand what chargebacks are and how to...
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The Covid Pandemic has catalyzed a sizeable shift in the digital movement of money – from a significant increase in electronic commerce to brick-and-mortar businesses switching to cashless payments; every aspect of commerce has seen a rise in the demand for electronic payment...
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As a successful merchant, avoiding fraudulent transactions is most likely a high priority for you. Chargeback management can seem daunting to both new and experienced business owners. Luckily, with the right payment processing systems in place, you can not only win some of those...
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Nearly everyone reading this has heard of Costco, the wholesale warehouse. They’re known for great deals if you’re okay with buying in bulk and hot wieners with a soft drink for a dollar and a half on your way out. What’s lesser-known is their unsurpassed refund...
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The ways for consumers to spend money is constantly changing and becoming easier and more streamlined. Setting up your business to be able to accept these various types of payments should be just as simple. The goal is to make it as easy as possible for your clients to pay...
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There are many things to consider when shopping for the perfect payment gateway for your small business. Most of the top payment platforms for small businesses have several significant features and offer functionalities that enhance the payment experience for both merchants and...
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It's getting to be that time of year already and soon the holiday shopping season will be upon us. Before we’ve even settled on an idea for a Halloween costume, businesses start to shift their focus on the holidays and thus begins another madcap spending season. Many complain...
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During the process of starting a new business, you will eventually come across a term that you may not have previously heard – KYC. Once you do hear it, though, it will most likely become one of the first and most important steps you take before actually getting your company off...
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A little under a year ago, we introduced MobiusPay’s integration with Visa’s Rapid Dispute Resolution (RDR) and explained in detail how it works to reduce chargebacks. Well, here we are approximately 11 months later, and we are here to say, IT’S WORKING!...
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CBD products have been on the market for several years now, but the passage of the 2018 Farm Bill in the United States was a giant leap forward. Suddenly, hemp and cannabis derivatives with .3% THC by volume or less were removed from the Controlled Substance Act. Naturally, the...
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1983 was a big year for technology. The ARPANET officially changed to use the Internet Protocol, thus creating the Internet, Motorola introduced the first mobile phone to the public, the software Multi-Tool Word (soon to become Microsoft Word) is released, and arguably the most exciting...
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In today’s world, credit card fraud and chargebacks are an inevitable part of running a business. Visa has estimated that their cardholders initiate over 3 million disputes per year because they can’t recognize the specific transaction in question....
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Accepting credit and debit cards is a necessary part of doing business these days and your customers likely expect it. Fewer people are carrying cash around and plastic is now the most used payment method in the United States, according to a recent survey of POS transactions. ...
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Credit card surcharging is always a hot button topic for merchants and processors and the fees are largely unpopular amongst consumers. While most US states allow surcharging, there is still much to know about the practice in general. If this is the first you are hearing about credit...
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At the end of 2021, Mastercard implemented new rules regarding “negative option billing,” with even more rules going into effect on June 8, 2022. Examples of negative option billing might include a free trial that automatically renews to a paid membership; or a membership to...
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When I was a boy, I remember my abuela telling me that I should enjoy and make the most of my life because when I got older, time would fly by, just like the pages in the flipbooks I used to play with. She was right because, believe it or not, it is March already! I guess it’s...
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A Look Back at 2021 and Ahead to 2022 - by Jonathan Corona, COO Happy New Year everyone; I hope you made it through the holiday season unscathed. You made it through another year, even if you need to be reminded that this is really the end of 2021. Where does the time go? This is the...
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Fighting Ecommerce Fraud Well, it’s that time of year again; the Christmas holiday shopping season has been moved up, and as a small business owner you should know what that means. In the past, this would be the time of year every business owner looks forward to. But it seems...
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As the name suggests, PCI Compliance refers to a set of guidelines and standards for businesses to ensure the security of their credit card transactions. The Payment Card Industry Data Security Standard (PCI DSS) applies to companies of any size that accept credit card payments....
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When you hear the term “credit score,” you may think of a particular number or one of the three big credit bureaus. But what about business credit scores? As a current or future business owner, it is important to know that businesses do indeed have credit scores, just like...
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St. Petersburg, Florida – MobiusPay Inc., the leading domestic and international payment processing company, is proud to announce that they have added Visa’s Order Insight, a platform that connects cardholders, merchants, and issuers to resolve billing confusion and disputes...
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St. Petersburg, Florida – July 6, 2021 – MobiusPay Inc., your domestic and international processing specialist, is happy to announce that Jonathan Corona, their former Executive Vice President has been promoted to the position of Chief Operating Officer. Corona began his...
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The first thing people think of when they think of fraud is definitely not the word friendly. Friendly fraud, however, is a term used to reference a specific type of chargeback fraud. Chargebacks that are fraudulent are increasing, presenting issues that need to be addressed by...
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As online purchases continue to skyrocket, companies are noticing a significant increase in revenue from a number of mobile payment wallets. It’s fair to say that ApplePay, PayPal, Visa Checkout and other payment methods in this space are no longer accurately called...
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Fraud isn’t a new thing. In fact, people have been posing as other people for as long as civilization has been in existence. With the global pandemic, so many shoppers have resorted to solely digital transactions. Covid-19 has changed the face of business across the globe, and has...
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In the past, many companies offered some employees the opportunity to work remotely, while others insisted that their entire team work in-house at a centralized office. With the introduction of COVID-19, companies were forced to reassess the structure of their teams, and many are now...
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For several years now there has been conversation about a cashless future. The rise of digital payment options has been undeniable for some time now, and while cash may not disappear completely anytime soon, the trends are clear: Cards and digital options are the way of the future....
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As consumer spending evolves from offline transactions in person to an ever-growing number of digital purchases made online, the levels of fraud follow those spending patterns, and preventing or mitigating eSkimming attempts by criminals becomes an increasingly important part of the...
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2020 was a tumultuous year in so many ways. With Covid-19 rampaging throughout the world, a number of brick-and-mortar shops evolved to develop online stores. It was a smart, and necessary, move on their parts, and created a huge positive flux in online sales that broke ecommerce...
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All of these years we’ve been tapping keypads like trained monkeys to make payments. Swipe your card, press some buttons, stare at a screen with hard to read numbers and instructions - these habits are now finally becoming part of the past, as the glory of touchless payments is...
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There are many trends in the payments processing industry that are leading us into the future. By exploring the payments ecosystem, your business can continue to move down the path of success. The payments ecosystem has many different elements to it, including acquirers/processors,...
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Ever since Colorado became the first US State to legalize marijuana, merchants have been waiting for the smoke to clear on the payment processing side of the cannabis industry. Colorado Amendment 64, which was passed by voters on November 6, 2012, led to full legalization of all forms...
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As you may have learned, Congress just approved a Coronavirus Relief package, which includes $284B in additional funding for another round of the Paycheck Protection Program (PPP). This program provides loans to small businesses, which may be forgiven, if employee retention...
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It’s been a year of many changes for retailers everywhere. During the current pandemic, there have been thousands of shops that have had to shut their doors, and according to studies, around 48% of them won’t be opening back up. It’s been a hard hit for business owners...
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Making your business a competitor in this modern era, means your Ecommerce game has to be tip-top and ready to impress the consumer. Your company’s USP (Unique Selling Proposition) has to be something that is really going to catch the eye of any possible customers. Even with a...
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When people make debit card and credit card transactions, there are security protocols in place to protect merchants and consumers. These additional layers of security are essential in preventing fraud and securing transactions. 3D Secure is a type of security protocol. Created by Arcot...
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At the rate by which credit card payments are increasing, having a business not accept them is rare. In fact, credit card payments increased from 103.5 billion to 111.1 billion between 2016 and 2017. The number of e-wallet users has also been increasing over the years. Credit card...
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If you are looking for CBD Merchant Processing, MobiusPay is the top place to start, as they now offer this service. This includes processing for hemp wholesale, distributors, sellers of hemp-derived products, or other verticals such as growers, CBD extractor, etc. Merchant processing...
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COVID 19 Visa Updates For Subscription Merchants – Requirements Update Visa has continued to provide updates on their policy for subscription merchants offering free trials or discounted introductory promotions. This update is about the planned changes to disclosure and...
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You may have noticed a curious line item when paying the bill at a restaurant in the last 12 months or so that says something like, “Health Benefits,” “Service Fee,” or simply, “Surcharge.” This line item is typically three or four percent of the...
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Are you aware of how VISA interprets and processes recurring transactions relating to stored credentials? What are stored credentials anyway? VISA defines them clearly: "A stored credential is information (including, but not limited to, an account number or payment token) that is...
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2019 started with a bang! MobiusPay was awarded the Payment Services Company of the Year award in Los Angeles which was fantastic! We also grew our MobiusPay family. Jo Jordan joined the team. Jo Jordan is an industry veteran (also known as Kiwigirl) and has helped to broaden our...
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If you have ever attended a tradeshow, you’ve probably met a payment processing provider. Each payment processor provides services with differences in rates and specialties, but the quantity of companies may have left you wondering why so many different payment solutions are...
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On November 16, 2015, the Council of the European Union passed PSD2. Member states had several years to incorporate the directive into their national laws and regulations. The implementation period of the "Payment Service Directive 2" ends on September 14, 2019. The purpose of the...
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For nearly 20 years, I’ve worked remotely from the comfort of my home, and while many of my friends envy me, waking up every day to conquer my commute down a flight of stairs into my home office still requires motivation. Many misconstrue the concept of working remote and believe...
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In January 2018, a desktop application called FakeApp was launched. The app allowed users to create and share videos with faces swapped. The app used an artificial neural network to generate fake video. Now in 2019, "Deep Fake" technology is used to combine and superimpose existing...
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Businesses focus almost entirely on how much someone pays, how quickly that money is available to the company, and how reliable the payment is when received. What gets lost in that thought process is how the money gets moved from the buyer to the seller. From the earliest days...
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All too often merchants choose not to obtain their own merchant account because it is assumed to be a difficult process. This brief is intended to clarify the process and remove that misconception. On average, the bank approval takes approximately 24-48 hours for registered...
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Now that Article 11 and 13 have passed in the EU, Parliament alarmists are arguing that the internet as we know it is about to die. Lobbyists have tried in vain for years to bring about draconian copyright reform with SOPA (Stop Online Piracy Act), PIPA (Protect IP Act) and ACTA...
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PRESS RELEASE - As the acceptance of both medical and recreational marijuana use across the United States and throughout the world expands, many concerns are raised regarding age restriction, education, accessibility, payment processing and more. Due to these topics related to the...
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Net-savvy users consider VPNs a necessity these days. Can you afford to connect to the internet without using a Virtual Private Network? In restrictive countries like Russia, the UAE, and China the government imposes bans on certain types of content which they deem subversive or not in...
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When asking “Google” what the definition of “Professional Conduct” is, you’ll receive the following brief description “Professional conduct involves ethics, morals, and standards of behavior. Being a professional, it is necessary for the person...
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You open your business. You build the best product you can and get some amazing partners. You pick the first merchant processor that pops up on a web search with a good rate. Your sales are rocking. Years later you get hit with chargebacks because a shady client...
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The truth is always important. Credibility is also important at a time filled with an enormous amount of misinformation and deceit. Maybe you've heard of the term "gaslighting" where a person makes someone else question their own reality in order to gain more power. It often...
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Friendly fraud has been on the rise, and it costs merchants billions of dollars a year in losses and may account for nearly half of all chargebacks. I laugh at the term "friendly fraud" because there's absolutely nothing friendly about it. Friendly Fraud affects all...
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Today’s society has become more dependent on the internet than ever, which regrettably permits scammers to victimize unknowing consumers with fraudulent activity, often presenting themselves as a service or solution provider. While the younger generation of online users become...
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Effective 1 October 2019, the Visa Dispute and Fraud Monitoring Programs will be updated. Visa will reduce fraud and dispute thresholds for the Visa Fraud Monitoring Program (VFMP), the Visa Chargeback Monitoring Program (VCMP) and the Visa Acquirer Monitoring Program (VAMP). Visa...
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After the last few years of wild speculation and hyperbolic promises, there definitely was a small group of people who made immense profits from a variety of alternative economy devices. Cryptocurrency, offshore banking and tax havens had been growing with an amazing amount of momentum,...
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The primary objective of any business is to generate revenue. You don’t need to obtain a diploma to know this. But what are the essentials needed when you’ve had an epiphany and wish to bring an idea to fruition? Where does one start when wanting to develop a website...
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Technological advancements over the last 50 years have been heralded using the following words: Faster. Better. Smaller. Every time these words are used to describe the latest piece of technology, it’s been seen as progress. Computers are smaller. Cellphones are smaller (although...
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Credit card institutions such as MasterCard, Visa, American Express and Discover are constantly optimizing the technology behind their services, and with the influx in fraud unraveling as time progresses, the use of virtual cards is growing exponentially according to online digital...
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Making sure your business has the ability to accept credit cards as payment is about a lot more than simple customer service. Today’s consumers don’t just prefer to pay for goods and services with their credit cards. They expect to be able to do so pretty...
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When it comes to payment processing, MobiusPay has you covered! From our highly experienced support team, to our strong relationships built over many years, MobiusPay can make acquiring your own merchant account as painless as taking a pill. With MobiusPay you can rest easy knowing...
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Here in the 21st century, most people don’t want to rely on cash or checks to pay for the goods and services they need. They expect to be able to use their trusty credit or debit cards almost exclusively. This isn’t just the case when it comes to in-store transactions...
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In today’s world we often take things for granted, we don’t anticipate the inevitable happening to us, therefore, fail to prepare like we should, despite knowing that things “happen” in this digital era. From failing to back up our cell phone contacts to not...
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When it comes to credit cards, Visa is a household name that most of the US population can relate to due to their brand longevity, availability of being accepted worldwide and competitive consumer rates that make it easy for the average consumer to apply and obtain. In the United...
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According to a recent release from the FTC, romantic scams are on the rise and have grown from 8,500 in 2015 to more than 21,000 cases, and a reported loss of over $140 million in 2018. This disturbing information and increase serves as valuable education to those looking for love...
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MobiusPay has been recognized with an award during an extravagant event hosted in Los Angeles last night for Payment Services of the Year in the category of Merchant Services. Honored to have been nominated and humbled with the win received, without the support of our clients and...
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As your business grows, it’s important to ensure that your support team grows with it. Easier said than done, right? For example, a merchant that is processing $10,000 per month who doubles their business to $20,000 slow and organically over time has all the opportunity to hire...
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Are you ready for SUPER CHARGED eCommerce action? Have you got merchant accounts in the US, Europe, Canada or Asia?MobiusPay supports them ALL! And don't forget to try MobiusPay mega monster chargeback protection services! For the best service in all your eCommerce needs, contact a...
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It’s common sense that running a profitable business is something that all owners strive to achieve and maintain. But in today’s competitive online market space, what can a business do to minimize expenses, in turn, increasing profit margins? Whether it’s reevaluating...
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PRESS RELEASE - MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today that they have been added as a NATS Integrated Processor with the release of NATS Affiliate Tracking Software version...
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Make sure your customers are safe and secure when using electronic payments. If your payment processor is not PCI compliant, it's time to make the switch! Rest easy knowing that your customers eCommerce transactions with your online business are safe and sound with MobiusPay security!...
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As many of you maybe aware, the California senate passed many new acts relating to rebills, continuous services and subscription-based businesses and the way in which they’re processed. While some of the legislations have little impact, others such as SB 313 and AB 314 are not to...
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Chargebacks have long been the bane of the high-risk merchant’s existence. Battling ratios and handling disputes can be time-consuming and frustrating, not to mention expensive. In fact, The Nilson Report forecasts a record $31 Billion in chargeback losses by 2020. Visa hopes to...
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With 2018 and electronic commerce in full swing, international boundaries are little more than a line on a map. Why choose between the US or EU for a merchant account, when you can have both?The most disappointing aspect of merchant processing is having to tell a merchant that all...
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PRESS RELEASE - MobiusPay now supports Apple Pay on the web for your Shopify store through the MobiusPay gateway. With the release of macOS 10.12 Sierra and iOS 10, Apple Pay will allow your customers to quickly and securely pay for items using the Apple Pay button right on...
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The most disappointing aspect of merchant processing is having to tell a merchant that all domestic options have been exhausted and that there isn’t a bank in the United States willing to open a merchant account for them. Most merchants will pause and ask, “Why the...
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MobiusPay has announced the launch of Mobius Chargeback Resolution Service, a managed chargeback prevention system where credit card issuers redirect chargeback requests to a resolution network, rather than proceeding with the processing of the chargeback. According to the company,...
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On December 15, 2015, the Securities and Exchange Commission approved a plan from online retailer Overstock.com to issue public securities via the Internet using the blockchain. A key element in the security of cryptocurrency is the blockchain. A blockchain is an encrypted...
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PRESS RELEASE - There are a few things that just about every business strives for; two of those goals would be customer retention and gaining new customers. MobiusPay would like to help you achieve both of these goals by now offering loyalty cards that can be passed along to your...
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As a neophyte, the task of selecting and integrating a payment processor with one’s website may appear as an insurmountable task, however, with a reliable, knowledgeable, and honest payment processor as your partner, it doesn’t have to be. Even the seasoned business...
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PRESS RELEASE - MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today the debut of their new and improved website; intended to provide an enhanced user experience with easier navigation and a...
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You may have read or heard by now that one of the nation’s three major credit reporting agencies was the target of a malicious and illegal breach of security earlier this year. Equifax has stated that the breach lasted from mid-May through July of 2017 and the scope of...
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EMV is a joint effort between Europay, Visa, and Mastercard to ensure global interoperability for authenticating credit and debit cards with integrated circuits. Visa Inc. has mandated that processors and sub-processors have the ability to process EMV transactions by April 1,...
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There are hundreds, if not thousands, of options to choose from when it comes to accepting credit card payments online for your business – where do you start? The first step is to define your needs. What kind of product or service do you offer? How much volume...
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PRESS RELEASE – On October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud to merchants that are not EMV-compliant. History has shown that EMV-compliance virtually eliminates credit card fraud...
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In a world that is becoming increasingly digital, it makes sense that digital, or cybercrimes, are growing. Apart from identity theft, which is when a criminal uses someone else’s personal details such as their date of birth, social security number, first and last name, and...
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PRESS RELEASE – In today’s job market, many people have resigned to the fact that perhaps it is time to cease working for someone else and to go into business for themselves. There are those that will open brick and mortar businesses and many others that will prefer to...
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Requirements For Opening A High Risk Merchant Account The first step would be to establish a legal business entity. Most people will go for either a corporation or a limited liability company. Once you establish your legal business entity, you’ll need a copy of your...
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PRESS RELEASE - MobiusPay wants to remind all brick and mortar merchants that EMV-compliance (Europay, MasterCard, and Visa) is the new standard in the United States. As of October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express began...
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Some of the people we encounter don’t realize that they have the option to open a merchant account within the European Union. “What are the benefits?” or “Why would I want to do that?” While every response is different, the most common reason is...
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MobiusPay has announced that they are now providing the means for your business to accept payments via Apple Pay for both brick and mortar businesses as well as those accepting e-commerce transactions. Brick and mortar merchants will be provided special stand alone credit card terminals...
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We all grew up with the business card-sized rewards cards from our favorite retailer, foot-long sandwich restaurant, or coffee shop. Shop at the same store ten times and on the 11th visit, you'd get a free cup of coffee or 10% of your purchase. There is a popular, if not...
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PRESS RELEASE –(PR.com)– In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use encoded...
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The truth of the matter is: not everyone has a credit card, or even a debit card branded with the Visa or MasterCard logo. I know, it's strange, but it's true. Rather than missing an opportunity for a sale, why not offer the ability to pay for goods, services, or memberships...
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MobiusPay, your provider of merchant processing solutions for your brick-and-mortar business, has more than 10 years of experience in providing online merchant solutions and wants you to know that they are now prepared more than ever to assist your business transition to successfully...
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Being in the high risk arena, chargebacks are a part of daily operations. Friendly fraud is a phrase that gets tossed around by those of us too close to the blackboard. Friendly Fraud is when your customer decides they dont want to pay for, in the high risk marketplace, a...
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