Keeping our visitors up to date


Changes to California Law - Are you Compliant?

As many of you maybe aware, the California senate passed many new acts relating to rebills, continuous services and subscription-based businesses and the way in which they’re processed. While some of the legislations have little impact, others such as SB 313 and AB 314 are not to be taken...

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Changes to Visa’s Chargeback Policy

Chargebacks have long been the bane of the high-risk merchant’s existence. Battling ratios and handling disputes can be time-consuming and frustrating, not to mention expensive. In fact, The Nilson Report forecasts a record $31 Billion in chargeback losses by 2020. Visa hopes to change...

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The Possibilities are Endless With MobiusPay

With 2018 and electronic commerce in full swing, international boundaries are little more than a line on a map. Why choose between the US or EU for a merchant account, when you can have both?The most disappointing aspect of merchant processing is having to tell a merchant that all domestic...

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MobiusPay supports Apple Pay for your Shopping Cart

MobiusPay now supports Apple Pay on the web for your Shopify store through the MobiusPay gateway.  With the release of macOS 10.12 Sierra and iOS 10, Apple Pay will allow your customers to quickly and securely pay for items using the Apple Pay button right on your device via Safari...

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US or EU for a merchant account. Why not both?

The most disappointing aspect of merchant processing is having to tell a merchant that all domestic options have been exhausted and that there isn’t a bank in the United States willing to open a merchant account for them.  Most merchants will pause and ask, “Why the qualifiers...

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MobiusPay Offers Enhanced Chargeback Protection

MobiusPay has announced the launch of Mobius Chargeback Resolution Service, a managed chargeback prevention system where credit card issuers redirect chargeback requests to a resolution network, rather than proceeding with the processing of the chargeback. According to the company, just as...

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The Blockchain: Digital Security or Virtual Paper Trail?

  On December 15, 2015, the Securities and Exchange Commission approved a plan from online retailer Overstock.com to issue public securities via the Internet using the blockchain. A key element in the security of cryptocurrency is the blockchain.  A blockchain is an encrypted transaction...

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Gift & Loyalty Cards Now Available at MobiusPay

There are a few things that just about every business strives for; two of those goals would be customer retention and gaining new customers. MobiusPay would like to help you achieve both of these goals by now offering loyalty cards that can be passed along to your customers and gift cards that...

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Launching a paysite and accepting credit cards: How does it work?

As a neophyte, the task of selecting and integrating a payment processor with one’s website may appear as an insurmountable task, however, with a reliable, knowledgeable, and honest payment processor as your partner, it doesn’t have to be.  Even the seasoned business owner...

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MobiusPay Website Undergoes Facelift

MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today the debut of their new and improved website; intended to provide an enhanced user experience with easier navigation and a more intuitive and responsive...

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Stop Fraud Before It Happens

You may have read or heard by now that one of the nation’s three major credit reporting agencies was the target of a malicious and illegal breach of security earlier this year.   Equifax has stated that the breach lasted from mid-May through July of 2017 and the scope of information...

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EMV Deadlines are coming, is your business prepared?

EMV is a joint effort between Europay, Visa, and Mastercard to ensure global interoperability for authenticating credit and debit cards with integrated circuits.  Visa Inc. has mandated that processors and sub-processors have the ability to process EMV transactions by April 1, 2013. EMV-Compliant...

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How to Accept Credit Card Payments Online

There are hundreds, if not thousands, of options to choose from when it comes to accepting credit card payments online for your business – where do you start?   The first step is to define your needs.  What kind of product or service do you offer?  How much volume in...

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MobiusPay Supports Verified By Visa

Los Angeles, California – October 6, 2015 – On October 1 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud to merchants that are not EMV-compliant. History has shown that EMV-compliance virtually eliminates...

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How to keep your cardholder data safe.

                 In a world that is becoming increasingly digital, it makes sense that digital, or cybercrimes, are growing.  Apart from identity theft, which is when a criminal uses someone else’s personal...

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MobiusPay Gateway Now Supports eShop

Los Angeles, California – November 17, 2015 – In today’s job market, many people have resigned to the fact that perhaps it is time to cease working for someone else and to go into business for themselves. There are those that will open brick and mortar businesses and many...

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How to open a high risk merchant account for your high risk business - e-Commerce Edition

Requirements For Opening A High Risk Merchant Account The first step would be to establish a legal business entity.  Most people will go for either a corporation or a limited liability company.  Once you establish your legal business entity, you’ll need a copy of your certificate...

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The EMV Liability Shift Deadline Has Come and Gone – What Happens Now?

Los Angeles, California – October 6, 2015 - MobiusPay wants to remind all brick and mortar merchants that EMV-compliance (Europay, MasterCard, and Visa) is the new standard in the United States. As of October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American...

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European Merchant Accounts

Some of the people we encounter don’t realize that they have the option to open a merchant account within the European Union.  “What are the benefits?” or “Why would I want to do that?”  While every response is different, the most common reason is getting...

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MobiusPay Now Supporting Apple Pay

MobiusPay has announced that they are now providing the means for your business to accept payments via Apple Pay for both brick and mortar businesses as well as those accepting e-commerce transactions. Brick and mortar merchants will be provided special stand alone credit card terminals while...

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Reward Your Customers!

We all grew up with the business card-sized rewards cards from our favorite retailer, foot-long sandwich restaurant, or coffee shop.  Shop at the same store ten times and on the 11th visit, you'd get a free cup of coffee or 10% of your purchase.   There is a popular, if not the most...

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EMV-Compliance Due October 1, 2015 – Are You Ready?

Los Angeles, CA, August 20, 2015 –(PR.com)– In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use...

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Enhanced ACH Services. We do more than just credit cards!

The truth of the matter is: not everyone has a credit card, or even a debit card branded with the Visa or MasterCard logo.  I know, it's strange, but it's true.  Rather than missing an opportunity for a sale, why not offer the ability to pay for goods, services, or memberships directly...

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MobiusPay Enhances Suite of Shopping Cart Products

MobiusPay, your provider of merchant processing solutions for your brick-and-mortar business, has more than 10 years of experience in providing online merchant solutions and wants you to know that they are now prepared more than ever to assist your business transition to successfully and securely...

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Chargebacks: What Can We Do To Help?

Being in the high risk arena, chargebacks are a part of daily operations.  Friendly fraud is a phrase that gets tossed around by those of us too close to the blackboard.  Friendly Fraud is when your customer decides they dont want to pay for, in the high risk marketplace, a membership...

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