MOBIUSPAY Blog

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CURRENT POSTS

The Importance of Risk Management and Processor Redundancy

If you have ever attended a tradeshow, you’ve probably met a payment processing provider. Each payment processor provides services with differences in rates and specialties, but the quantity of companies may have left you wondering why so many different payment solutions are needed. The...

PSD2 And What It Can Mean For You

On November 16, 2015, the Council of the European Union passed PSD2. Member states had several years to incorporate the directive into their national laws and regulations. The implementation period of the "Payment Service Directive 2" ends on September 14, 2019. The purpose of the directive...

Motivation Tips for Working Remotely

For nearly 20 years, I’ve worked remotely from the comfort of my home, and while many of my friends envy me, waking up every day to conquer my commute down a flight of stairs into my home office still requires motivation. Many misconstrue the concept of working remote and believe that...

How to Spot a Deep Fake When You Can't Trust Your Eyes

In January 2018, a desktop application called FakeApp was launched. The app allowed users to create and share videos with faces swapped. The app used an artificial neural network to generate fake video. Now in 2019, "Deep Fake" technology is used to combine and superimpose existing photos and...

What Is MobiusPay ACH and Why Should You Care?

Businesses focus almost entirely on how much someone pays, how quickly that money is available to the company, and how reliable the payment is when received. What gets lost in that thought process is how the money gets moved from the buyer to the seller. From the earliest days of...

How To Obtain A Merchant Account

All too often merchants choose not to obtain their own merchant account because it is assumed to be a difficult process. This brief is intended to clarify the process and remove that misconception. On average, the bank approval takes approximately 24-48 hours for registered businesses...

A Dark Day for Internet Freedom

Now that Article 11 and 13 have passed in the EU, Parliament alarmists are arguing that the internet as we know it is about to die. Lobbyists have tried in vain for years to bring about draconian copyright reform with SOPA (Stop Online Piracy Act), PIPA (Protect IP Act) and ACTA (Anti-Counterfeiting...

MobiusPay Sponsors ResponsiTech

As the acceptance of both medical and recreational marijuana use across the United States and throughout the world expands, many concerns are raised regarding age restriction, education, accessibility, payment processing and more. Due to these topics related to the cannabis industry as it...

Global VPN Use Is Booming but So Is Cyber-Censorship

Net-savvy users consider VPNs a necessity these days. Can you afford to connect to the internet without using a Virtual Private Network? In restrictive countries like Russia, the UAE, and China the government imposes bans on certain types of content which they deem subversive or not in the...

Refresh on the Definition of Professional Conduct

When asking “Google” what the definition of “Professional Conduct” is, you’ll receive the following brief description “Professional conduct involves ethics, morals, and standards of behavior. Being a professional, it is necessary for the person to maintain...

Don't Fight Chargebacks. Stop them in their tracks

You open your business. You build the best product you can and get some amazing partners. You pick the first merchant processor that pops up on a web search with a good rate. Your sales are rocking. Years later you get hit with chargebacks because a shady client managed to...

Being Dishonest Has Consequences in Processing

The truth is always important. Credibility is also important at a time filled with an enormous amount of misinformation and deceit. Maybe you've heard of the term "gaslighting" where a person makes someone else question their own reality in order to gain more power. It often avoids the...

What is Friendly Credit Card Fraud, & How Can it Be Prevented?

Friendly fraud has been on the rise, and it costs merchants billions of dollars a year in losses and may account for nearly half of all chargebacks. I laugh at the term "friendly fraud" because there's absolutely nothing friendly about it. Friendly Fraud affects all merchants. ...

Avoiding Tech Support Scams

Today’s society has become more dependent on the internet than ever, which regrettably permits scammers to victimize unknowing consumers with fraudulent activity, often presenting themselves as a service or solution provider. While the younger generation of online users become more aware...

VISA THRESHOLDS REMINDER - Oct 1st

Effective 1 October 2019, the Visa Dispute and Fraud Monitoring Programs will be updated. Visa will reduce fraud and dispute thresholds for the Visa Fraud Monitoring Program (VFMP), the Visa Chargeback Monitoring Program (VCMP) and the Visa Acquirer Monitoring Program (VAMP). Visa will lower...

Entrenched Institutions Battle Crypto Ascendancy

After the last few years of wild speculation and hyperbolic promises, there definitely was a small group of people who made immense profits from a variety of alternative economy devices. Cryptocurrency, offshore banking and tax havens had been growing with an amazing amount of momentum, until...

The Essentials to Start an Online Business

The primary objective of any business is to generate revenue. You don’t need to obtain a diploma to know this. But what are the essentials needed when you’ve had an epiphany and wish to bring an idea to fruition? Where does one start when wanting to develop a website that’s...

Payment Systems: Streamline the Checkout

Technological advancements over the last 50 years have been heralded using the following words: Faster. Better. Smaller. Every time these words are used to describe the latest piece of technology, it’s been seen as progress. Computers are smaller. Cellphones are smaller (although the...

Virtual Card Use Growing Exponentially

Credit card institutions such as MasterCard, Visa, American Express and Discover are constantly optimizing the technology behind their services, and with the influx in fraud unraveling as time progresses, the use of virtual cards is growing exponentially according to online digital research...

11 Tips For Small Businesses

Making sure your business has the ability to accept credit cards as payment is about a lot more than simple customer service. Today’s consumers don’t just prefer to pay for goods and services with their credit cards. They expect to be able to do so pretty much...

For Daily Use...

When it comes to payment processing, MobiusPay has you covered! From our highly experienced support team, to our strong relationships built over many years, MobiusPay can make acquiring your own merchant account as painless as taking a pill. With MobiusPay you can rest easy knowing that we're...

What Every Business Owner Needs to Know About Opening a Merchant Account

Here in the 21st century, most people don’t want to rely on cash or checks to pay for the goods and services they need. They expect to be able to use their trusty credit or debit cards almost exclusively. This isn’t just the case when it comes to in-store transactions either. People...

Hacker Jacks – In 19 mins or Less

In today’s world we often take things for granted, we don’t anticipate the inevitable happening to us, therefore, fail to prepare like we should, despite knowing that things “happen” in this digital era. From failing to back up our cell phone contacts to not auto saving...

New Visa Thresholds and What It Could Mean for You

When it comes to credit cards, Visa is a household name that most of the US population can relate to due to their brand longevity, availability of being accepted worldwide and competitive consumer rates that make it easy for the average consumer to apply and obtain. In the United States alone...

Romance Scams on the Rise

According to a recent release from the FTC, romantic scams are on the rise and have grown from 8,500 in 2015 to more than 21,000 cases, and a reported loss of over $140 million in 2018. This disturbing information and increase serves as valuable education to those looking for love online and...

MobiusPay for the Win!

MobiusPay has been recognized with an award during an extravagant event hosted in Los Angeles last night for Payment Services of the Year in the category of Merchant Services. Honored to have been nominated and humbled with the win received, without the support of our clients and associates...

The Importance of Customer Service

As your business grows, it’s important to ensure that your support team grows with it. Easier said than done, right? For example, a merchant that is processing $10,000 per month who doubles their business to $20,000 slow and organically over time has all the opportunity to hire and train...

Get Super Charged eCommerce Action!

Are you ready for SUPER CHARGED eCommerce action? Have you got merchant accounts in the US, Europe, Canada or Asia?MobiusPay supports them ALL! And don't forget to try MobiusPay mega monster chargeback protection services! For the best service in all your eCommerce needs, contact a MobiusPay...

3 Ways to Save Money with Small Businesses

It’s common sense that running a profitable business is something that all owners strive to achieve and maintain. But in today’s competitive online market space, what can a business do to minimize expenses, in turn, increasing profit margins? Whether it’s reevaluating your...

MobiusPay Added as NATS Integrated Processor

MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today that they have been added as a NATS Integrated Processor with the release of NATS Affiliate Tracking Software version 4.1.21.1. MobiusPay CEO...

MobiusPay Security Alert Commercial

Make sure your customers are safe and secure when using electronic payments. If your payment processor is not PCI compliant, it's time to make the switch! Rest easy knowing that your customers eCommerce transactions with your online business are safe and sound with MobiusPay security! Watch...

Changes to California Law - Are you Compliant?

As many of you maybe aware, the California senate passed many new acts relating to rebills, continuous services and subscription-based businesses and the way in which they’re processed. While some of the legislations have little impact, others such as SB 313 and AB 314 are not to be taken...

Changes to Visa’s Chargeback Policy

Chargebacks have long been the bane of the high-risk merchant’s existence. Battling ratios and handling disputes can be time-consuming and frustrating, not to mention expensive. In fact, The Nilson Report forecasts a record $31 Billion in chargeback losses by 2020. Visa hopes to change...

The Possibilities are Endless With MobiusPay

With 2018 and electronic commerce in full swing, international boundaries are little more than a line on a map. Why choose between the US or EU for a merchant account, when you can have both?The most disappointing aspect of merchant processing is having to tell a merchant that all domestic...

MobiusPay supports Apple Pay for your Shopping Cart

MobiusPay now supports Apple Pay on the web for your Shopify store through the MobiusPay gateway. With the release of macOS 10.12 Sierra and iOS 10, Apple Pay will allow your customers to quickly and securely pay for items using the Apple Pay button right on your device via Safari...

US or EU for a merchant account. Why not both?

The most disappointing aspect of merchant processing is having to tell a merchant that all domestic options have been exhausted and that there isn’t a bank in the United States willing to open a merchant account for them. Most merchants will pause and ask, “Why the qualifiers...

MobiusPay Offers Enhanced Chargeback Protection

MobiusPay has announced the launch of Mobius Chargeback Resolution Service, a managed chargeback prevention system where credit card issuers redirect chargeback requests to a resolution network, rather than proceeding with the processing of the chargeback. According to the company, just as...

The Blockchain: Digital Security or Virtual Paper Trail?

On December 15, 2015, the Securities and Exchange Commission approved a plan from online retailer Overstock.com to issue public securities via the Internet using the blockchain. A key element in the security of cryptocurrency is the blockchain. A blockchain is an encrypted transaction...

Gift & Loyalty Cards Now Available at MobiusPay

There are a few things that just about every business strives for; two of those goals would be customer retention and gaining new customers. MobiusPay would like to help you achieve both of these goals by now offering loyalty cards that can be passed along to your customers and gift cards that...

Launching a paysite and accepting credit cards: How does it work?

As a neophyte, the task of selecting and integrating a payment processor with one’s website may appear as an insurmountable task, however, with a reliable, knowledgeable, and honest payment processor as your partner, it doesn’t have to be. Even the seasoned business owner...

MobiusPay Website Undergoes Facelift

MobiusPay, Inc., your premier business partner in facilitating the acceptance of electronic payments for your products and services, announced today the debut of their new and improved website; intended to provide an enhanced user experience with easier navigation and a more intuitive and responsive...

Stop Fraud Before It Happens

You may have read or heard by now that one of the nation’s three major credit reporting agencies was the target of a malicious and illegal breach of security earlier this year. Equifax has stated that the breach lasted from mid-May through July of 2017 and the scope of information...

EMV Deadlines are coming, is your business prepared?

EMV is a joint effort between Europay, Visa, and Mastercard to ensure global interoperability for authenticating credit and debit cards with integrated circuits. Visa Inc. has mandated that processors and sub-processors have the ability to process EMV transactions by April 1, 2013. EMV-Compliant...

How to Accept Credit Card Payments Online

There are hundreds, if not thousands, of options to choose from when it comes to accepting credit card payments online for your business – where do you start? The first step is to define your needs. What kind of product or service do you offer? How much volume in...

MobiusPay Supports Verified By Visa

Los Angeles, California – October 6, 2015 – On October 1 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud to merchants that are not EMV-compliant. History has shown that EMV-compliance virtually eliminates...

How to keep your cardholder data safe.

In a world that is becoming increasingly digital, it makes sense that digital, or cybercrimes, are growing. Apart from identity theft, which is when a criminal uses someone else’s personal details such as their date of birth, social security number, first and last name, and other...

MobiusPay Gateway Now Supports eShop

Los Angeles, California – November 17, 2015 – In today’s job market, many people have resigned to the fact that perhaps it is time to cease working for someone else and to go into business for themselves. There are those that will open brick and mortar businesses and many...

How to open a high risk merchant account for your high risk business - e-Commerce Edition

Requirements For Opening A High Risk Merchant Account The first step would be to establish a legal business entity. Most people will go for either a corporation or a limited liability company. Once you establish your legal business entity, you’ll need a copy of your certificate...

The EMV Liability Shift Deadline Has Come and Gone – What Happens Now?

Los Angeles, California – October 6, 2015 - MobiusPay wants to remind all brick and mortar merchants that EMV-compliance (Europay, MasterCard, and Visa) is the new standard in the United States. As of October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American...

European Merchant Accounts

Some of the people we encounter don’t realize that they have the option to open a merchant account within the European Union. “What are the benefits?” or “Why would I want to do that?” While every response is different, the most common reason is getting...

MobiusPay Now Supporting Apple Pay

MobiusPay has announced that they are now providing the means for your business to accept payments via Apple Pay for both brick and mortar businesses as well as those accepting e-commerce transactions. Brick and mortar merchants will be provided special stand alone credit card terminals while...

Reward Your Customers!

We all grew up with the business card-sized rewards cards from our favorite retailer, foot-long sandwich restaurant, or coffee shop. Shop at the same store ten times and on the 11th visit, you'd get a free cup of coffee or 10% of your purchase. There is a popular, if not the most...

EMV-Compliance Due October 1, 2015 – Are You Ready?

Los Angeles, CA, August 20, 2015 –(PR.com)– In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use...

Enhanced ACH Services. We do more than just credit cards!

The truth of the matter is: not everyone has a credit card, or even a debit card branded with the Visa or MasterCard logo. I know, it's strange, but it's true. Rather than missing an opportunity for a sale, why not offer the ability to pay for goods, services, or memberships directly...

MobiusPay Enhances Suite of Shopping Cart Products

MobiusPay, your provider of merchant processing solutions for your brick-and-mortar business, has more than 10 years of experience in providing online merchant solutions and wants you to know that they are now prepared more than ever to assist your business transition to successfully and securely...

Chargebacks: What Can We Do To Help?

Being in the high risk arena, chargebacks are a part of daily operations. Friendly fraud is a phrase that gets tossed around by those of us too close to the blackboard. Friendly Fraud is when your customer decides they dont want to pay for, in the high risk marketplace, a membership...

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